The Pandemic. Deferred wellness. Navigating health today.

2021-05-13T18:23:04+00:00May 8th, 2021|Community, Copays, Deductibles, Direct Primary Care, Family Medicine, Membership, Pandemic, Telemedicine, Urgent Care|

As we pass one year since the pandemic started, it is time to take stock of our overall health and what it means to us as individuals.  It’s important to note the collateral effects that the COVID-19 pandemic has had on our individual health as well as the overall wellness of our community.  Many avoided or delayed care (both urgent and routine) to lower the risk of acquiring COVID-19.   We now have evidence that this shift has led to delayed diagnosis and treatment which results in poor outcomes.

While we can celebrate some success as the number of vaccinated individuals increases in the United States, we still struggle with effects of social isolation and the surge of mental health problems that accompany it.

Prior to the pandemic, it was common for patients to avoid the “hassle” of the traditional health care system. Patients disliked the “big production” around getting an appointment and waiting to be seen as well as the amount of time and energy spent to engage with the insurance-based model of care. Often patients delayed care because the cost was not transparent and surprise billing was never popular.  Between copays, deductibles and out-of-pocket maximums most people have no idea what costs to expect when they seek the care that is recommended.

The pandemic has accentuated the difficulties of getting care… we have witnessed that our health care system is beyond broken.  It does not serve patients and the time for change is past due.

What if getting care was as easy as scheduling online and speaking directly to your doctor via phone text or email whenever needed?  What if there was no “hassle” to get an appointment and no wait to see your doctor?  The Direct Primary Care (DPC) model has made this a reality.  Your physician is easily accessible with time to address all your health concerns.  DPC is the future of health care and is championed by physicians around the country dedicated to doing what is best for their patients.  DPC takes away the “pain” of seeing the doctor.  It emphasizes the value of the patient-physician relationship and creates space for shared decision-making around health and wellness.  DPC provides excellent care, transparent pricing, and unparalleled accessibility.

During the pandemic, DPC patients had unlimited access to their physician.  They were engaged in healthcare prevention and maintenance conversations with their physicians.  They received superior care by having direct communication with their physician.  There were no “surprise” bills because DPC membership fees are transparent and extremely affordable.

As with anything difficult, we can always find a silver-lining… and we must if we want to continue to grow and improve. The pandemic has made the case for DPC.  We all deserve better health care. The foundation for improved health outcomes lies in the rebuilding of a solid physician-patient relationship.  How we get through it all… will always depend on… who we get through it all with.

>>LEARN MORE ABOUT ROOTS HEALTH DPC<<

>>Click here to call ROOTS now 708-613-7916<<

Open Enrollment – Information

2021-05-08T12:59:32+00:00October 14th, 2020|Copays, Deductibles, Direct Primary Care, Family Practice, Membership, Prescription Costs|

 

OPEN ENROLLMENT…. IS JUST AROUND THE CORNER!
Whether your health insurance is through your employer or you have a private policy, you’re headed for open enrollment. This is when insurers make cost and benefit changes that will be effective January 1 st . Your insurer is required to notify you in writing of upcoming plan benefit changes. Take the time to study those changes and the benefit details in any plan you are considering for your 2021 coverage. The choice you make will be in effect through December 31, 2021 unless you have a qualifying event, (such as loss of coverage) that allows you to change coverage mid-year.

Here are three common changes to look for:

  1. Increased Costs: An increase in your premiums and/or what you pay for medical treatment, such as: lab work, x-rays, or hospitalization. Direct primary care members receive enormous savings on labs and imaging servicess.
  2. Prescription Drugs: Two common benefit changes for the drugs you take are:
    i. They are no longer covered. Direct primary care members are offered steeply discounted medication pricing.
    ii. The drugs have been moved to a different tier, which often means moving from a lower-cost tier, such as Brand Name, to a higher cost tier, like Specialty Drugs.
  3. Physician services. Many times with changes to insurance, patients find their physician is no longer “in-network.” Check that your specialists are still in network. Good news…direct primary care physician services are not affected by these changes.

Choosing the plan with the highest deductible/lowest premium can save thousands of dollars per year when paired with a direct primary care membership. You never have to worry about your changes to your direct health care services regardless of benefit changes in the policy. Open enrollment only comes once per year. Make the most of it and choose the best plan to meet your health care needs.

TRANSITIONING JOBS/ LAPSE IN HEALTH BENEFITS?
Direct Primary Care offers an excellent opportunity to obtain health care with transparent pricing that covers the vast majority of health care needs. We recommended you maintain catastrophic coverage. Some good options are:

  1. Short-term health insurance (STHI): as of mid-2020 there were at least 9 providers of STHI in Illinois.
  2. Medical Cost Sharing Plans

>>LEARN MORE ABOUT ROOTS HEALTH DPC<<

>>Click here to call ROOTS now 708-613-7916<<

No waiting. Healthcare delivered when you need it.