Open Enrollment
A Smarter Way to Protect Your Family This Open Enrollment: More Care, Less Cost
Every year, healthcare premiums rise while coverage seems to shrink. Families are paying more, small businesses feel squeezed, and many people avoid care because of surprise bills or endless insurance hurdles.
But this year’s Open Enrollment brings good news — and a chance to break the cycle.
What’s New This Year?
- ✅ HSAs Can Now Cover DPC MembershipsThanks to recent law changes, you can now use your Health Savings Account (HSA) to pay for Direct Primary Care memberships — tax-free. That means predictable care at transparent prices, without losing HSA benefits.
- ✅ Catastrophic Plans ExpandedAs of November 1, 2025, more people are eligible for low-premium catastrophic health plans. These plans cover worst-case scenarios while keeping monthly costs down.
- ✅ Catastrophic + Bronze Plans Now HSA-CompatibleCertain catastrophic and Bronze high-deductible health plans are now recognized as HSA-eligible, giving families and small business owners even more flexibility to pair affordable coverage with DPC.
Why Pairing DPC With a Catastrophic Plan is a GAME CHANGER.
At Roots Health DPC, we offer membership care that makes sense for families and entrepreneurs alike:
- Adults: $78–$98/month
- Kids: $36/month
- Labs: under $30 (often less than a typical copay)
- X-rays: $60
- MRIs: from $250
- Medications: often cheaper than insurance copays
That means you can lower your monthly premium costs with a catastrophic plan — and still enjoy unlimited access to your physician, no copays, no surprise bills, and transparent pricing for everything else.
Who Benefits Most?
- Individuals & Families: Convenient care without hassle. No avoiding visits because of surprise costs.
- Small Business Owners: Affordable health options for yourself and employees.
- Solopreneurs: Reliable, personal care with catastrophic coverage for peace of mind.